America One Finance- Homepath Lender

Striving to find the Niche' for the buyers

Welcome to America One Finance- Downtown Branch. America One Finance is one of Washington States largest Mortgage Brokerage Companies in the NW.

Each office is individually owned and operated but captures the savings and lending opportunities that large banks are offered due to the volume that over 2400 loan officers generate. With over 120 lenders we constantly find the very best rate and program for the client and pass on the wholesale pricing to the consumer.

The Downtown Branch is owned and managed by Bill Black. Bill is a Certified Mortgage Planner with a specialty in Loan Modifications and Short Sales. His team try to differentiate themselves from the rest by constantly educating their clients and referral partners with what is going on in the market along with cutting edge tools used to explain loan programs, benefits, and lending options.

Bill's recent focus has been in bank owned properties and the Homepath program. This is a specific loan program offered from Fannie Mae to give incentive on buying their homes. Bill has also recently been able to utilize his vast knowledge of short sales, loan modifications and finding solutions to the areas foreclosure problem by offering seminars on the topic of loan modification.  If you are interested in learning about loan mods. buying bank owned property or the short sale process feel free to email him at bill@ aofdowntown.com. 

Our processing team has over 25 years of experience in conventional lending with a focus on FHA, 203K and VA loans. This department is truly one of the reasons we have such a great success rate in closing loans and having a zero fallout ratio.

We specialize in putting an emphasis on communication with the borrower as well as the Realtors in the transaction as much as possible through educating them and making sure the loan is specific to their needs.

We take great pride in establishing a reputation as the company that takes exceptional care of its customers, offers the highest of integrity and constantly educates our referral partners.

We offer a variety of programs to service virtually any borrower. That's why we are happy to say, "Bill Black at America One Finance is clearly the choice for anyone needing lending assistance today!